Business lenders

A wider world of
business lending.

Start one application, explore business financing options and use lender criteria to find potential matches.

Find your financing combination

One application.
More possibilities
for your business.

Business loans, credit lines, equipment financing, SBA loans and specialist capital. The Business Loan Vault brings your information together to help you find financing that fits.

Apply yourself or add a broker to help you navigate the options.

VAULTYour application
ARF FinancialBackdBonsai GrowthFlow CapitalKeepMerchant GrowthPillar Capital Corp.Timia Capital
One application. Explore your options.
Your application puts matching to work

We help you
crack the code.

Use AI-assisted tools to prepare your file and compare your business information with available lender criteria.

  1. 01 / YOUR BUSINESS

    Tell us what you need.

    Start your application with your business details, funding amount and plans for the capital.

  2. 02 / LENDER FIT

    Find potential matches.

    Compare your funding needs with lender criteria. Review relevant options and get broker support when you want it.

  3. 03 / YOUR NEXT STEP

    Move forward with a prepared file.

    Review your information, complete lender-specific requirements and choose which applications to submit.

Matching helps identify potential options. Each lender reviews submitted applications and makes its own financing decision.

24 financing files / one open collection

Find the financing.
Understand the combination.

Start with a familiar category. Open a file to learn how the financing works, what to prepare and which questions to ask.

01Everyday business capitalUnderstand a lump sum, a reusable limit and day-to-day funding.4 files
02Invoices, inventory & ordersFollow the money from a customer order to a collected invoice.5 files
03Equipment, property & assetsExplore financing connected to assets and larger projects.5 files
04SBA & Canadian programsLearn the country-specific rules behind government-backed lending.4 files
05Buy or expand a businessPrepare for acquisitions, ownership changes and franchise investment.2 files
06Revenue, innovation & ventureUnderstand specialist structures and the obligations behind them.4 files

These are ways to organize the full collection, not limits on the financing available. Products and eligibility depend on the business, location and lender.

Meet the lenders

A closer look at
the lender landscape.

Explore selected lender profiles by financing type. These examples are a starting point, not a limit on the financing you can discuss with your broker.

Explore the featured lender profiles

01

Advance Funds Network

Business lending and working capital. Operates as both a lender and brokerage.

Working capital
Visit lender
02

ARF Financial

Business loans and revolving lines of credit across a range of industries.

Loans & credit lines
Visit lender
03

Backd

Working capital advances and business lines of credit.

Working capital & credit
Visit lender
04

Bonsai Growth

Financing against eligible tax credits and government incentive receivables.

Innovation capital
Visit lender
05

Driven

Working capital financing for Canadian small and medium-sized businesses.

Business term loans
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06

Flow Capital

Growth capital for recurring-revenue technology and other growth businesses.

Growth & venture debt
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07

Journey Capital

Term loans, lines of credit and receivables-based advances for Canadian businesses.

Loans, credit & advances
Visit lender
08

Keep

Business capital advances alongside business financial services.

Growth capital
Visit lender
09

Merchant Growth

Fixed-term financing and revolving credit for Canadian businesses.

Financing & credit lines
Visit lender
10

Meritus Capital

Invoice factoring and payroll funding for business-to-business companies.

Invoice factoring
Visit lender
11

NFS Capital

Equipment financing and leasing across a range of industries.

Equipment finance
Visit lender
12

Onset Financial

Equipment, software and related financing for larger business investments.

Equipment & leasing
Visit lender
13

Pillar Capital Corp.

Asset-backed and bridge financing involving property, machinery and equipment.

Asset-backed capital
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14

Port 51 Lending

U.S. SBA lending for business acquisitions and owner-occupied commercial property.

SBA lending
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15

Quantum Lending Solutions

Term loans and lines of credit for established businesses with physical locations.

Term loans & credit
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16

Rhodes Financial

Financing against eligible business-to-business customer invoices.

Invoice factoring
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17

Sheaves Capital

Short-term business financing and revenue-based capital for Canadian businesses.

Working capital
Visit lender
18

Socotra Capital

Real estate-backed lending and commercial bridge financing.

Property & bridge loans
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19

Taycor Financial

Equipment financing and sale-leaseback solutions for U.S. businesses.

Equipment finance
Visit lender
20

Timia Capital

Debt financing for recurring-revenue business-to-business technology companies.

Technology growth
Visit lender

Featured profiles checked 7 October 2026 against The Business Loan Vault’s platform directory. A listing is not an offer or a personal match. Products, service areas and eligibility vary and are confirmed during review.

The file index / 12 files

Understand the lender types.

Look up a question, compare a structure, or follow a topic. Every file is open.

12 files

025Business bank lendersStart with the institution behind the offer, then examine the particular product. A bank relationship and a credit approval are different things.U.S. & CanadaRead file 026Credit union business lendingA local relationship can be valuable. Membership, commercial lending capacity, and the written offer still determine the practical fit.U.S. & CanadaRead file 027Online business lendersAn online process describes how you apply. It does not tell you what the financing costs or who ultimately provides it.U.S. & CanadaRead file 028Private credit lendersFlexible structures can solve unusual financing needs, but flexibility must be evaluated in the economics and control terms.U.S. & CanadaRead file 029SBA participating lendersU.S. SBA programs operate through specific lending channels. Find the right program and the institution that can execute your project.United StatesRead file 030Community development lendersMission-focused financing can broaden the conversation. Geography, community goals, and individual lender criteria still shape access.United StatesRead file 031Understanding BDC financingCanada’s business development bank offers financing for several business needs. Each product still has its own fit and approval process.CanadaRead file 032Choosing a factoring companyThe factor becomes part of your customer payment process. Evaluate that operational relationship as carefully as the advance.U.S. & CanadaRead file 033Equipment lenders and lessorsMatch the provider to the asset and its working life. The monthly payment is only one part of the purchase decision.U.S. & CanadaRead file 034Asset-based lendersThese lenders focus on eligible collateral and the systems that keep its value visible. Reporting becomes part of the financing.U.S. & CanadaRead file 035Revenue-based funding providersUnderstand exactly which revenue is measured and how payments respond. Similar labels can hide very different contracts.U.S. & CanadaRead file 036Export finance providersInternational growth creates funding and risk questions. Separate working capital, payment protection, and performance obligations before choosing a provider.U.S. & CanadaRead file
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Business loans.
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