How it works
SR&ED financing advances funds against an expected Scientific Research and Experimental Development credit or refund. It does not determine whether a claim qualifies, and financing terms depend on the lender’s assessment of the expected amount and timing.
Where it can fit
A company with a supported claim and a financing need before refund receipt may consider this route. The useful comparison is the cost of bridging the period versus waiting, reducing spend, or using another available facility.
Look closely at the trade-offs
Claim preparation, assessment, review, offsets, and payment timing affect repayment risk. Do not treat an estimate as cash already approved. Confirm the lender’s security, recourse if a claim is reduced, fees, and treatment of delays.
Your next-step checklist
- Claim support and filing status
- Expected refund timing
- Existing tax balances and security
- Downside if refund is delayed or reduced
Crack this combination.
Does a financing offer confirm a tax claim is eligible?
Keys track learning on this device and, when signed in, in your Saved files library. Every dossier stays open.
Sources & further reading
This file draws on the following references. Product availability and requirements must be confirmed with the provider.
Levr: SR&ED eligibility