Business capital.
Find your combination.
Explore 24 business loan and financing options. Open a financing drawer, compare two structures side by side, and understand the details before you apply.
Find the financing.
Understand the combination.
Start with a familiar category. Open a file to learn how the financing works, what to prepare and which questions to ask.
01Everyday business capitalUnderstand a lump sum, a reusable limit and day-to-day funding.4 files
One planned investment. A repayment schedule you can model. Understand the structure before choosing the amount.
↗Business lines of creditU.S. & CanadaReusable borrowing capacity for the gaps between money going out and money coming in.
↗Working capital loansU.S. & CanadaFinance the operating cycle with a clear source of repayment.
↗Business credit cardsU.S. & CanadaConvenient payment tools with terms that deserve the same scrutiny as other borrowing.
↗02Invoices, inventory & ordersFollow the money from a customer order to a collected invoice.5 files
Turn eligible unpaid invoices into earlier cash, with a close look at fees and collection responsibility.
↗Accounts receivable financingU.S. & CanadaBorrow against eligible receivables while keeping the borrowing base and customer cycle visible.
↗Purchase order financingU.S. & CanadaFinance the cost of fulfilling a confirmed order before the customer pays.
↗Inventory financingU.S. & CanadaBorrow around stock that can be valued, tracked, and sold.
↗Export financingU.S. & CanadaSupport international orders while accounting for payment, currency, and country risk.
↗03Equipment, property & assetsExplore financing connected to assets and larger projects.5 files
Put productive assets to work while understanding ownership, security, and the full repayment schedule.
↗Asset-based lendingU.S. & CanadaA financing structure built around eligible assets and disciplined reporting.
↗Commercial real estate financingU.S. & CanadaSeparate the property transaction from the cash the operating business still needs.
↗Construction financingU.S. & CanadaMatch staged draws to a project budget, inspection process, and credible completion plan.
↗Bridge financingU.S. & CanadaShort-term funding is only as strong as its credible exit.
↗04SBA & Canadian programsLearn the country-specific rules behind government-backed lending.4 files
Understand the U.S. program, the lender’s role, and the questions that determine fit.
↗SBA 504 loansUnited StatesA U.S. financing route for qualifying major fixed-asset projects.
↗SBA microloansUnited StatesSmaller U.S. loans delivered by intermediaries, often with practical business support.
↗Canada Small Business Financing ProgramCanadaA Canadian risk-sharing program delivered through financial institutions.
↗05Buy or expand a businessPrepare for acquisitions, ownership changes and franchise investment.2 files
06Revenue, innovation & ventureUnderstand specialist structures and the obligations behind them.4 files
Understand purchased-receipts structures, payment pressure, and the full cost.
↗Revenue-based financingU.S. & CanadaFunding linked to business revenue, with the details defined by the contract.
↗Venture debtU.S. & CanadaDebt for a specific stage and capital plan, not a substitute for every equity round.
↗SR&ED financingCanadaBridge an expected Canadian tax-credit cash flow with a careful review of claim risk.
↗These are ways to organize the full collection, not limits on the financing available. Products and eligibility depend on the business, location and lender.
Compare the mechanics.
Choose two structures. Compare how capital arrives, how it is repaid and what deserves a closer look.
Access to capital
A defined amount, typically advanced at the start.
Draw funds when needed within an approved limit.
How repayment works
Scheduled principal and interest over an agreed term.
Repay and potentially redraw under the facility terms.
Costs to compare
Rate, fees, payment frequency and total repayment.
Interest on draws, facility fees and any unused-line fees.
Read the fine print
Security, guarantees and the terms for early repayment.
Renewals, required pay-downs and conditions on availability.
General structural differences, not an offer or eligibility assessment. Actual agreements can vary. Learn how to compare complete borrowing costs.